Keyman Insurance: IRS Safe Harbors for Tax-Free Income. Death benefits are tax-free if 1 of the Safe Harbors are in place. Otherwise taxable in excess of premiums paid.

Keyman Insurance: Annual IRS Reporting Requirements: Form 8925 must be included with the employer’s annual income tax return.

Keyman Insurance: IRS Notice & Consent Requirements must be followed prior to issuance of policy to get tax-free death benefits. More conditions at death.

What’s the impact on the sudden, unexpected loss on the Company’s ability to survive? Sudden drop in profits and revenues The loss of a top salesperson affects revenues and profits.  Will…

Key person life insurance death benefits are tax-free if certain steps are taken prior to issuance of the policy & certain conditions have been met at death. Otherwise, the death benefits in excess…

She experienced the pain of losing her father when she was only 11 years old. No insurance. "We didn’t have anything. My mother was devastated." it's an experience she’s made sure her own family…

Review Life Insurance Beneficiaries & Terms, Regularly. Change your beneficiary as circumstances change. Use contingent beneficiaries and tell your beneficiaries about the policy. When changing beneficiary,…

Understanding the differences in life insurance What’s the difference between a whole life policy and a permanent policy?